Beginning in the 2025-26 academic year, students will be offered a combination of interest-free loans and grants, with the option to choose which type of funding they would like to accept.

Interest-Free Loans

These loans offer financial support without the burden of interest. Repayment begins 6 months after a student completes their undergraduate degree.

Board of Director’s Grants

Grants allocated by our board members to support promising students in achieving their academic goals.

Donor Designated Scholarships

These scholarships are generously contributed by our donors or MOAA chapters and council. Students chosen will receive a $500 grant named by the donor.

Senior Grants

Available for renewing students only and awarded to rising college seniors with a 3.0 GPA or higher. Students who submit a renewal application in their junior year of college will automatically be considered. Note: Senior grants are subject to available funding. Even if a student meets all qualifying requirements, they may not receive a Senior Grant.

American Patriot Scholarship

Awarded to children whose parent died while on active-duty service or is receiving Traumatic Servicemembers' Group Life Insurance (T-SGLI) payments.

General John Paul Ratay Grant

Awarded to children of officers who retired from service and subsequently passed away.

Special Grants

Our special grants are tailored to specific criteria, such as high academic achievement, financial need (low-income households), military service background (deceased military parent), or college grade level. The availability and amount of these grants depend on the number of students in our program and our annual budget.